2020-2021 Integrated report – Make the economy of connection living: everywhere, by & for everyone

The economy can create ties. What if strengthening social ties became the new horizon of a committed economy ?


Searching for social utility, integrating the impacts generated by the activity, making virtuous consumption choices, etc : this is how citizens, entrepreneurs and consumers are building our economic and social model together.


Because we are convinced that committed entrepreneurs play a decisive role in major social transformations, we are committed to working alongside them to create an economy that responds to everyone’s needs.


While our priority is the inclusion of all, we particularly support those who engage with others to ensure that we achieve these transformations. Our choices of funding and investment show it. In the same way, we work to integrate all those who are far from the economic circuits by securing their paths. This is what we aim to do through our guarantee, our consulting and networking services.


Supporting committed entrepreneurs starts with encouraging their commitment.


We systematically integrate ecological & social issues in the impact research of a company, and we give a special place to the preservation of social ties in our financing choices, hence the large presence of territorial issues in our approach.
Every single project brings a new lesson and is an opportunity to improve our model. We propose 5 types of offers adapted to the different stages of a company’s life to meet their specific needs and remain connected to their social utility mission. Following the current crisis, we have developed our “Rebound Pacte”, adjusting our offer to the specific needs of the entrepreneurs in difficulty. We made improvements such as the creation of a solidarity recovery loan, which has helped more than 600 companies in their recovery in 2020.


“We had the biggest construction site of our history, but the COVID has rescheduled our works. It has unstructured our cashflow, our stock… We were exposed to a financial risk that we managed thanks to the solidarity-recovery loan. We were in position to turn around serenely”.
Vincent Paret – Director of Oasure, which has maintained its 11 jobs during the crisis.


Securing access to funding to people who are far from the bank system has never been more useful than during this period of crisis. If this time is exceptional, so is our mobilization.


This mobilization has been strengthened in line with its objective: to create a sustainable, collective and a solidarity-based economic model through the commitment and transformation of society. Our work with all our partners in support of entrepreneurship is part of this cooperative approach. To develop social ties, the two priority axes are the support of inclusive and solidarity-based companies and the targeting of our publics.


Reintegration in the economic circuit is crucial in the fight against exclusion. Integration structures has been innovating for many years on the subject and offer solutions to revive social ties thanks to the integration of people furthest from the labor market such as : citizen who create projects in fragile territories, long-term unemployed, women entrepreneurs knowing difficulties to access funding, young entrepreneurs…


In 2020, our action definitively targeted creators in need. 42% of the projects supported were led by people in very precarious situations, including 23% of long-term unemployed or job seekers, 27% were in fragile territories, 30% of the creators were under 30 years-old and 55% had a high-school degree or less.

>Supporting women entrepreneurship

France Active & Bpifrance investigated the issue of women entrepreneurship through a survey conducted among 1023 persons and led by OpinionWay.


This survey confirmed the validity of the two organizations’ actions towards women, who are particularly confronted with difficulties in accessing financing. For those who do not feel able to start their business, social categories have a profound impact. For example, 77% of women surveyed in lower income categories, do not feel able to start their own business, compared to 61% among women in more affluent brackets.

>>Crisis support measures

France Active has quickly deployed measures to help entrepreneurs facing up the crisis thanks to concrete solutions to anticipate the relaunch of their activity.


As part of the specific solutions designed to face the crisis and prepare for the recovery, France Active has:

  • Rescheduled guarantees and loans in collaboration with national & regional public bodies;
  • Reinforced its Rebound Pacte with the solidarity-recovery loan, a €30 million-fund tool specially created for the COVID crisis, offering free loans up to €100 000 for entrepreneurs facing difficulties;
  • The social and solidarity bonus created in 2020 has been strengthened and replaced in 2021 by UrgencESS, a special fund targeting small Social and Solidarity-based organizations (1 to 10 employees) funded by the French State Secretariat of social, solidarity-based and responsible economy and deployed by France Active.


Notable fact: In 2020, 14% of our activity was focused on this rebound stage against 3% in 2019.


In figures:


  • 1 500 organizations have benefited from the solidarity-based recovery program, including 500 from the new solidarity-recovery loan;
  • Around 1 000 small organizations’ request covered in 2020 thanks to the social and solidary bonus, an ambitious objective of 5 000 with UrgencESS;
  • 49% of the activity on the rebound stage.


“Against the crisis, it was necessary to respond to the emergency and prepare the next step. Working collectively, supporting financially & being as close as possible to entrepreneurs: that’s what France Active knows how to do, it’s why we joined the solidarity-based recovery program.” Axelle Davenzac, Director of “Fondation de France”.

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