As a public financial institution, the Caisse des Dépôts serves the interests and economic development of the country as a whole. The Caisse is manager of the “Fonds de cohesion social” and co-founder of France Active, on whose work it draws most particularly in the fields of professional micro-credit and the social economy. With 94,000 jobs created or secured since the partnership began in 1988, on May 27, 2008, the Caisse renewed its ongoing support for France Active through a new agreement that aims to create or secure 80,000 jobs over the next five years.
The European Social Fund finances economic and social development in European Union member states. It aims to promote employment in areas hit by economic difficulties. Its main activity is financing vocational training, employment and professional reintegration for people in hardship. France Active is an intermediary body benefiting from a Global Grant financed by the European Social Fund under the operational programme "Employment and Inclusion" 2014-2020.
The CAP JEUNE IEJ scheme is co-financed by the European Social Fund as part of the national operational programme "Youth Employment Initiative".
France Active’s work is supported by the European Union. France Active Garantie benefits from a counter-guarantee for all guarantees granted. In addition, France Active Investissement’s participatory loan operations benefit from a guarantee financed by the European Union.
Part of the Ministry of Ecological and Solidarity Transition, the Office of the High Commissioner for the Social Solidarity Economy and Social Innovation (HCESSIS) is responsible for promoting and implementing the government's policy on the development of social economy, and for supporting social innovation to encourage the incubation and spin-off of innovative and successful projects. It shares France Active’s goal of supporting the development of social economy and social innovation as a way to tackle societal challenges. The HCESSIS supports the activities of France Active with socially-committed entrepreneurs.
Régions de France was created in December 1998 to meet the need for close consultation between felt by the Regional Council Presidents, elected officials and their teams. They wanted to share experiences of life in the various regions of France. Régions de France plays four main roles. It represents the regions within public authorities and European institutions ; promotes the region’s vision of economic and social life to citizens and stakeholders ; organises dialogue and the exchange of best practice amongst the regions ; and acts as a resource centre for regional elected officials and their teams.
Bpifrance finances companies at every stage of their development, through loans, guarantees and equity, supporting innovation projects and international expansion. It mainly supports micro-businesses, SMEs and mid-caps and accompanies large caps that are considered important to the interests of France in terms of national economy, the territories or employment. It offers a continuum of solutions adapted to every key step in a business’ growth such as : business creation, financing, guarantees or equity investment.
Adie is a microfinance association recognised as a public utility. Its purpose is to help people who are excluded from employment and who do not have access to conventional bank credit to start their own business, and therefore create their own jobs, thanks to micro-credit. Micro-credits are loans of up to 10,000 euros. Adie is a pioneer and major player of micro-credit in France and in Europe, with 120 offices in main land France and its overseas territories. In addition to providing funding, Adie supports future entrepreneurs before and after the launch of their project through the contributions of its 1,300 volunteers.
A historic player in the employee savings market, Amundi Asset Management is the sector’s leader in France and Europe with €1,400 billion in assets under management. Since 2002, the Amundi Label range has been qualified by the Intersyndical Committee for Employee Savings (CIES). This label, awarded by four of the five representative trade union confederations (CFDT, CFE CGC, CFTC, CGT), rewards offers that benefit from recognised expertise in responsible investment and that give a majority place to employee representatives on the boards for fund monitoring.
Banque Populaire is the leading bank for SMEs and a key player in regional and local economies, supporting and encouraging audacity amongst entrepreneurs, regardless of their status. Banque Populaire demonstrates its human values every day, along with its commitment to putting the success and sustainability of its clients' projects at the heart of its operations. Banque Populaire is one of France Active's main banking partners.
Created more than 35 years ago, BGE is a national support network for business creation and recovery. A true school of entrepreneurship, every year BGE advises and trains 55,000 entrepreneurs, offering them the knowledge and skills necessary for their project to succeed and their company to grow. BGE is involved in every stage of entrepreneurial projects : from start-up to structuring, finding and researching finance-providers, business development, and the management of entrepreneur groups. Through its 550 locations, BGE to helps create more than 18,000 businesses every year and generates 30,000 jobs.
BNP PARIBAS is a bank committed to entrepreneurs, driving economic growth and employment. Supporting social entrepreneurship is one of BNP Paribas' key commitments as a responsible bank. BNP Paribas has chosen to take a proactive approach to social entrepreneurship alongside France Active, which led the two to signing an agreement in January 2014. The support and financing of socially-committed entrepreneurs is at the heart of this partnership, promoting the development of a sustainable economy and solidarity finance.
Caisse d'Epargne has partnered with France Active since 1998. This is one of the many projects that it finances promoting employment, individual independence and social cohesion. As a network of regional cooperative banks, Caissed'Epargne is a local bank, committed to local communities, which makes it a major player in regional economic life. It provides important support for the Social and Solidarity Economy work of France Active.
As a mouthpiece for the 2,991 Scop and Scic companies in exchanges with public authorities and political, economic and social players, the General Confederation of Cooperative and Participative Companies coordinates and managesthe Scop and Scic network. It is present throughout France, with 12 regional unions and three trade federations (construction, industry and communication). The network offers Scop and Scic members and project leadersa comprehensive range of services from personalised support and legal help to financing solutions tailored to the creation of companies and their development, training and professional exchanges.
CIC is made up of six regional banks with more than 2,000 branches nationwide. This proximity to clients helps to support project leaders, and the development of economic activity is one of their objectives. The CIC shows its commitment to supporting the creation of companies through a partnership signed with France Active in December 2011. It offers solutions to support future entrepreneurs in their creative process and in the development of their business.
The leading finance-providerfor local economies, Crédit Agricole fully supports entrepreneurship in regional communities. It plays an important role in creating businesses, and the connection between France Active and Crédit Agricole has therefore always been strong. This connection was reinforced in 2014, following the signature of a new partnership agreement. In 2015, Crédit Agricole became France Active's leading banking partner for business creation, and in 2016 its market share reached 25%.
Crédit Coopératif is a founding member of the France Active network, and is still a major banking partner, represented in its various governance bodies. It shares the values honoured in France Active’s strategic project. Crédit Coopératif is acknowledged to be the leading bank of the Social and Solidarity Economy. As such, it is France Active's main business partner in this field.
The Crédit Mutuel Group is a mutual bank, involved in local community life. Its founding values of solidarity and responsibility make it a natural ally for France Active, with whom it works to facilitate the granting of loans for eligible cases. Since the signature of a new partnership agreement in 2011, joint activity between France Active and the Crédit Mutuel group has grown significantly. Crédit Mutuel is a leading business partner, both in terms of business creation and in supporting social entrepreneurs.
Created in February 2013 and managed equitably, FAPE EDF aims to support the development of employment and promote the social and professional integration of people who are outside the system. It grants financial aid to contribute to the investments of general interest insertion structures and supports the creation of companies by people facing difficulties finding employment. Thanks to the donations of 14,092 employees and retirees, which were matched by the companies of the group, in 2016 FAPE EDF enabled the creation and consolidation of nearly 3,000 jobs by granting €2.4m to 293 projects.
Founded in 1995, the Finansol association is a key player in solidarity finance in France, aiming to promote solidarity in finance and savings. As a collective of solidarity finance players, it currently brings together 70 finance-providers and solidarity-based companies, as well as banks, management companies, and mutual insurance companies. Since 1997, the Finansol label has also recognised investments of solidarity savings (to date there are more than 150 Finansol-labelled investments). It lets savers know that they are contributing to the financing of activities that generate social and environmental benefits.
The result of the reform of June 25, 1999, which gave the Caisses d'Epargne the status of a cooperative bank, the National Federation of Caisses d'Epargne supports the long-term vision of theCaisses d'Epargne, helping them to accomplish their mission. They aim to nourish and coordinate cooperation between the 16 Caisses d'Epargne full-service banks and their five million member-customers. They also represent the interests of the Caisses d'Epargne and their members ; support and train the members’ elected representatives for their mandate ; and to define, coordinate and promote social responsibility work within the Caisses d'Epargne.
Humanis, a leading player in the world of social protection, occupies a significant position in the fields of complementary retirement, pensions, health and savings. Joint and mutual, the Humanis Group is deeply committed to the values of the social economy and seeks to enhance protection for its customers, individuals and businesses of all sizes. A pioneer and recognised playerin solidarity finance and socially responsible investment, Humanis Asset Management, the management company of the Humanis Group, has created, in partnership with France Active, the first regional solidarity fund.
Insulating our homes, making traveleasier, eating well, staying in good health: these are everyday concerns for all of us. The Macif Foundation supports those who invent solutions that enable everyone, but most especially the poor, to meet these basic needs. It supports social innovation, believing that we can all contribute to making the world a better place if we work together.
Eighty years ago, the creation of MAIF offered a mutualist alternative in the world of insurance. Since then, it has campaigned for an insurance practice where the benefits to people take precedence over financial interests. MAIF is also the first French insurer to create a responsible investment policy, and to offer a range of solidarity-based savings products. In particular, MAIF supports France Active’s Cap Jeunes programme through its solidarity products. It also shows its support through the Dynamic Employment Insertion funds included in the Responsible and Joint Life-Insurance policy, and the jointly created Proximity Investment Fund.
Affiliated with Natixis Global Asset Management, Mirova is a management company dedicated to responsible investment. Through values-based management, Mirova's goal is to combine long-term value creation with sustainable development. Pioneers in many areas of sustainable finance, Mirova's talents intend to continue innovatingin order to offer their customers solutions that are best suited to their needs and have a high impact.
Mouves is a movement of social entrepreneurs in France, which also aims to become a generalised movement for social entrepreneurship itself. Since its creation in 2010, it seeks both to assemble and advances the work of social entrepreneurs, and also to raise public awareness for the social entrepreneurship cause. Mouves currently has more than 800 members. They include social entrepreneurs who support the cause and 16 employees across10 regions of France all working towards the development of social entrepreneurship to create a freer, fairer, environmentally conscious society.