DATE DE PUBLICATION 20/02/2026

Europe: for a stronger social and solidarity economy

In 2026, the social and solidarity economy (SSE) has established itself as a key player in the ecological and social transition in Europe. With 11.5 million jobs and a key role in the inclusion and resilience of territories, the SSE enjoys massive support from citizens: 80% of Europeans are in favour of direct public funding for SSE organizations, according to the Special Eurobarometer 567*.


However, access to financial resources remains a challenge for many enterprises. How are SSE actors, and France Active in particular, mobilizing European and national levers to respond to these challenges? Which role will the SSE play in the future European budget for 2028-2034?

The figures speak for themselves: 80% of Europeans believe that SSE organizations should receive public funding. In France, 78% of citizens consider the SSE to be important for the society, and 88% of Europeans support the development of public strategies for the SSE. How can this public support be transformed into concrete financial leverage for social entrepreneurs?

European funding: a lever for the social and solidarity economy

Since the creation of the European Union, promoting social, economic, and territorial cohesion has always been the cornerstone of European policies and budgets.

 

European funds, such as the European Social Fund (ESF+) and the European Regional Development Fund (ERDF), as well as European programs such as InvestEU, Erasmus+, and Horizon Europe, are pillars that have sustained over the years the development of the social and solidarity economy in line with the needs of local areas and their inhabitants.

 

These fundings have contributed to promote job creation and skills development, social inclusion, innovation, SMEs’ competitiveness. Through its work, France Active contributes to the achievement of European policy objectives in France, particularly in terms of social, economic, and territorial cohesion. Working closely with the European Commission and the managing authorities in charge of the European funds at the national and local level, the France Active network supports structural projects in the regions, mobilizes financial instruments that promote financial inclusion, and deploys innovations in the fields of solidarity-based financing and business support with other European partners.

The Social Economy Action Plan, adopted by the European Commission in 2021, has set a European framework to promote the development of the social and solidarity economy in the Member States. This document recognizes the role of the social and solidarity economy as a local economy that promotes territorial and social cohesion, creates sustainable jobs, and responds to the major challenges faced by our societies. In 2025, the European Commission has launched a mid-term review of the Plan to assess progress and identify recent developments. France Active has submitted a contribution to the public consultation launched by the European Commission underlining the importance of providing the SSE with financial resources commensurate with its needs, to innovate in the financing of SSE and to adapt adapt regulations to promote financing for the social and solidarity economy

France Active: a key player in financing the social and solidarity economy in Europe

In Europe, the social and solidarity economy is financed through a mixed financial ecosystem combining public funds, solidarity savings, and private partnerships. Thanks to its regional roots and expertise, France Active plays a central role in mobilizing these levers, supporting social entrepreneurs toward inclusive and sustainable growth.

A comprehensive support model

With 135 local offices spread throughout the country (metropolitan France and overseas territories), France Active offers local support. In 2025, it has mobilized €465 million benefiting 40,500 underserved entrepreneurs and the most committed enterprises. These results are possible thanks to a model combining public, private, and European resources.

An active European advocacy

France Active is a member of the European Federation of Ethical and Alternative Banks (FEBEA) and participates in the European Commission’s working groups on the social and solidarity economy, particularly in relation to the Social Economy Action Plan 2021-2030.


The objective: based on its experience on the ground, contribute to design new European policies on the SSE improving access to financing for SSE associations and enterprises and enhancing its visibility at the European level.

Challenges and perspectives for the next programming period

With the current European programming period coming to an end in late 2027, new challenges are emerging around the place of the SSE in the future European budget. In a rapidly changing economic and geopolitical context, which is giving rise to new priorities, France Active reaffirms the importance of taking full account of the realities of the regions and their needs in the future budget. A twofold ambition: to preserve the place of social, economic, and territorial cohesion at the heart of the budget and to develop committed entrepreneurship as a driver of European competitiveness through European fundings that maximize leverage.
A few first concrete action proposals are:

  • Maintaining and strengthening European policies and financial resources allocated to supporting entrepreneurship in the regions (microbusinesses/SMEs) and promoting the development of the social and solidarity economy.
  • Promoting a model of committed entrepreneurship that provides social and environmental solutions, reduces territorial inequalities, and promotes the creation of local and sustainable jobs.
  • Increasing the use of financial instruments for the benefit of territories and their inhabitants.
  • Recognizing and strengthening the role of solidarity-based financial intermediaries as operators of European policies in the territories.

Faced with social and environmental challenges, France Active reaffirms its commitment to an economy that serves the society, where economic performance goes hand in hand with social and environmental impact. In Europe, this vision translates into active advocacy for ambitious public policies that integrate the social and solidarity economy as a pillar of cohesion and transition. By acting collectively with local and European stakeholders, France Active proves that the economy can be a driver of social justice and environmental resilience to build a “desirable future” accessible to all.

Some concrete examples

La Cravate Solidaire is an association that fights against inequalities in access to employment by offering personalized support (coaching, workshops, networking) to people who are excluded from the job market. Thanks to a participatory loan and support from France Active, it has been able to develop its activities into several regions, helping thousands of beneficiaries each year to regain confidence and find a job.


“France Active has been a key partner in structuring our business model and raising the funds needed for our national development. Their participatory loan has enabled us to professionalize our team and support 5,000 job seekers in 2025, compared to 2,000 in 2020. Their network has also connected us with big companies committed to inclusion. “Yann Lotodé, Head of the development at La Cravate Solidaire.

Le Fournil Bio, in Guadeloupe, is a cooperative that promotes organic and local agriculture by transforming agricultural products into organic flour and bread. Thanks to France Active’s support, the project has been able to secure its economic model and develop its activity, thereby contributing to the region’s food sovereignty.
“Magali Lacambra, our France Active advisor, was immediately very invested in our project. She guided us, introduced us to the right people, and helped us move forward. And beyond that, her answers were always concrete, simple, and effective.”Fanny Simonin, manager of Fournil Bio.

* SOURCE: Special Eurobarometer 567 report – Social economy in the life of Europeans (October 2025, European Commission – DG EMPL and DG COMM)

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