Solidarity-based savings: 44% of the French declare their willingness to use them

DATE DE PUBLICATION 10/11/2022

Solidarity-based savings: 44% of the French declare their willingness to use them

Through a survey conducted with OpinonWay, France Active wanted to sound the French out about savings, in particular solidarity-based saving and its potential to transform the society. The French consider solidarity-based savings as a sustainable solution to address major societal challenges: environmentalism, social link, job creation. Here are the highlights of this study carried out on a representative sample of 1,000 French people.

The goals of the study
How do French people plan to save in 2023? Are they aware of the potential of solidarity-based savings? What are the prior issues that these savings should finance? These are the main questions raised by the OpinionWay survey for France Active. It also underlines that 7 out of 10 French people have an insufficient level of information on solidarity-based savings and on the possibilities to access them.

French people are keen to invest via solidarity-based savings

Despite the current economic context, almost one in two French people would like to save at least as much as in 2022. Among them, a third are young people (18 – 34 years old). What projects should the savings be directed towards? One in four of them answered that their savings should be directed towards solidarity-based projects. Two major issues are particularly important for them: projects promoting employment and social links (40%) and those responding to environmental challenges (32%).

Patient finance

44% of French people are ready to invest in solidarity-based savings projects for which the return is in the medium or long term. This figure rises to 56% among young people (18 – 34 years old).

A total lack of information on solidarity-based savings

Finally, whether it is the actors who use the savings, the profitability of these savings, the solidarity-based savings products, the way in which the savings are invested or the projects to which these savings are committed… 7 out of 10 French people feel that they are not sufficiently informed on the subject.